💸 Free Loan Calculator (USA)
Free Online Loan Calculator for USA
Use our free online loan calculator to estimate your monthly payments for personal, car, student, or home loans in the United States. Just enter the loan amount, interest rate, and term — and we’ll do the math instantly.
This tool helps you understand your monthly EMI before applying for any financing. It's perfect for U.S. residents planning to borrow from banks, credit unions, or online lenders.
How It Works
This calculator uses the standard amortization formula used by U.S. banks. It assumes equal monthly payments over the term. You can compare different rates and durations quickly.